Home *
Home *
Forsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth InsuranceForsyth Insurance

Individual Products - Life - Life Insurance Facts

Life insurance is an important product that is sometimes overlooked. In many cases it is critical for a persons survivors' well being. With life insurance being more affordable than ever, especially term coverage, now is a perfect time to buy.

Use our life insurance calculator to find out where you stand. Let us help you decide what is best for you.

Term Life Coverage

  • Life insurance for a specified period of time, i.e. 5, 10, 15, 20 or 30 years.
  • Term coverage is very affordable because the coverage is only in effect for a certain time period.
  • No cash value: you pay only for the cost of insurance.
  • Only 2% of all policies pay death benefit (98% of people don't die
  • during term)

Permanent coverage (Universal life/ Whole life)

  • Coverage is generally for the long-term (the benefit will be paid).
  • Policies usually accumulate cash value in the early years of the policy in order to "carry" the policy in later years.

Let us find you a quote with one of our carriers:







Any Questions? We’re Only a Phone Call Away 1-800-726-0422